North Star Bank

BankRoseville, Minnesota
http://WWW.NORTHSTARBANK.COM

Total Assets

$406.8M

Total Deposits

$370.4M

Branches

2

Established

1947

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

North Star Bank is a bank headquartered in Roseville, Minnesota, established in 1947. With $406.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.04%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.40%

Profitability

Return on Assets (ROA)
1.07%(1%)
Return on Equity (ROE)
13.24%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
61.71%(60%)

Lending & Liquidity

Total Loans
$251.2M
Loan-to-Deposit Ratio
66.78%
Net Charge-Off Ratio
0.42%

Growth

Asset Growth (YoY)
+7.99%
Deposit Growth (YoY)
+7.39%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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