Northwoods Bank of Minnesota

BankPark Rapids, Minnesota
www.northwoodsbank.com

Total Assets

$143.0M

Total Deposits

$126.3M

Branches

4

Established

1919

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

Northwoods Bank of Minnesota is a bank headquartered in Park Rapids, Minnesota, established in 1919. With $143.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
11.60%(10%)
Net Interest Margin
3.75%
Efficiency Ratio
76.15%(60%)

Lending & Liquidity

Total Loans
$77.6M
Loan-to-Deposit Ratio
60.66%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+2.16%
Deposit Growth (YoY)
+0.85%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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