Union Bank and Trust Company

BankMinneapolis, Minnesota
WWW.UBTMN.COM

Total Assets

$239.4M

Total Deposits

$216.5M

Branches

1

Established

1976

TFS Health Grade

$
F

56.9 / 100

Poor financial health

How we grade

Union Bank and Trust Company is a bank headquartered in Minneapolis, Minnesota, established in 1976. With $239.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (56.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.74%(8%)
Total Capital Ratio
18.46%(10%)
Non-Performing Loan Ratio
3.90%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
12.18%(10%)
Net Interest Margin
4.22%
Efficiency Ratio
70.21%(60%)

Lending & Liquidity

Total Loans
$104.9M
Loan-to-Deposit Ratio
47.56%
Net Charge-Off Ratio
0.42%

Growth

Asset Growth (YoY)
+27.45%
Deposit Growth (YoY)
+28.78%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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