Gateway Bank

BankMendota Heights, Minnesota
www.gateway.bank

Total Assets

$301.5M

Total Deposits

$263.1M

Branches

2

Established

2004

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

Gateway Bank is a bank headquartered in Mendota Heights, Minnesota, established in 2004. With $301.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.64%(8%)
Total Capital Ratio
15.41%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
1.35%(1%)
Return on Equity (ROE)
13.07%(10%)
Net Interest Margin
3.58%
Efficiency Ratio
59.84%(60%)

Lending & Liquidity

Total Loans
$228.6M
Loan-to-Deposit Ratio
85.83%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.65%
Deposit Growth (YoY)
+8.86%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Minnesota