Center National Bank

BankLitchfield, Minnesota
www.centernationalbank.com

Total Assets

$232.7M

Total Deposits

$205.5M

Branches

3

Established

1891

TFS Health Grade

$
C+

78.1 / 100

Average financial health

How we grade

Center National Bank is a bank headquartered in Litchfield, Minnesota, established in 1891. With $232.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (78.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.96%(8%)
Total Capital Ratio
17.40%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.45%(1%)
Return on Equity (ROE)
15.51%(10%)
Net Interest Margin
4.03%
Efficiency Ratio
62.48%(60%)

Lending & Liquidity

Total Loans
$157.7M
Loan-to-Deposit Ratio
76.02%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-2.89%
Deposit Growth (YoY)
-4.46%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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