Security Bank USA

BankBemidji, Minnesota
www.SecurityBankusa.com

Total Assets

$261.6M

Total Deposits

$236.5M

Branches

2

Established

1910

TFS Health Grade

$
C+

78.7 / 100

Average financial health

How we grade

Security Bank USA is a bank headquartered in Bemidji, Minnesota, established in 1910. With $261.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (78.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.62%(8%)
Total Capital Ratio
15.33%(10%)
Non-Performing Loan Ratio
0.47%

Profitability

Return on Assets (ROA)
1.54%(1%)
Return on Equity (ROE)
17.26%(10%)
Net Interest Margin
4.41%
Efficiency Ratio
67.55%(60%)

Lending & Liquidity

Total Loans
$184.0M
Loan-to-Deposit Ratio
76.70%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+5.55%
Deposit Growth (YoY)
+4.96%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Minnesota