Sturgis Bank & Trust Company

BankSturgis, Michigan
www.sturgis.bank

Total Assets

$997.9M

Total Deposits

$892.9M

Branches

17

Established

1905

TFS Health Grade

$
C-

70.4 / 100

Average financial health

How we grade

Sturgis Bank & Trust Company is a bank headquartered in Sturgis, Michigan, established in 1905. With $997.9M in total assets and 17 branch locations, it has a TFS Financial Health Grade of C- (70.4/100).

Capital & Safety

Tier 1 Capital Ratio
8.11%(8%)
Total Capital Ratio
12.85%(10%)
Non-Performing Loan Ratio
1.00%

Profitability

Return on Assets (ROA)
0.92%(1%)
Return on Equity (ROE)
12.24%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
74.94%(60%)

Lending & Liquidity

Total Loans
$791.1M
Loan-to-Deposit Ratio
87.59%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+4.42%
Deposit Growth (YoY)
+9.71%
Net Income
$9.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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