The First National Bank of St. Ignace

BankSt. Ignace, Michigan
www.fnbsi.com

Total Assets

$343.7M

Total Deposits

$324.0M

Branches

7

Established

1888

TFS Health Grade

$
F

56.6 / 100

Poor financial health

How we grade

The First National Bank of St. Ignace is a bank headquartered in St. Ignace, Michigan, established in 1888. With $343.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (56.6/100).

Capital & Safety

Tier 1 Capital Ratio
7.09%(8%)
Total Capital Ratio
16.62%(10%)
Non-Performing Loan Ratio
0.74%

Profitability

Return on Assets (ROA)
-0.01%(1%)
Return on Equity (ROE)
-0.18%(10%)
Net Interest Margin
2.24%
Efficiency Ratio
91.22%(60%)

Lending & Liquidity

Total Loans
$108.3M
Loan-to-Deposit Ratio
33.13%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+8.31%
Deposit Growth (YoY)
+5.98%
Net Income
$-25,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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