Sidney State Bank

BankSidney, Michigan
www.sidneybank.com

Total Assets

$140.6M

Total Deposits

$125.5M

Branches

3

Established

1921

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

Sidney State Bank is a bank headquartered in Sidney, Michigan, established in 1921. With $140.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
1.71%(1%)
Return on Equity (ROE)
19.64%(10%)
Net Interest Margin
4.69%
Efficiency Ratio
52.19%(60%)

Lending & Liquidity

Total Loans
$94.8M
Loan-to-Deposit Ratio
74.36%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+7.54%
Deposit Growth (YoY)
+6.34%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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