Northern Interstate Bank, N. A.

BankNorway, Michigan
www.banknib.com

Total Assets

$191.1M

Total Deposits

$168.8M

Branches

5

Established

1901

TFS Health Grade

$
F

57.9 / 100

Poor financial health

How we grade

Northern Interstate Bank, N. A. is a bank headquartered in Norway, Michigan, established in 1901. With $191.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of F (57.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.43%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
13.33%(10%)
Net Interest Margin
2.92%
Efficiency Ratio
71.56%(60%)

Lending & Liquidity

Total Loans
$79.0M
Loan-to-Deposit Ratio
46.31%
Net Charge-Off Ratio
-0.04%

Growth

Asset Growth (YoY)
+2.60%
Deposit Growth (YoY)
+4.67%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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