Peoples State Bank of Munising

BankMunising, Michigan
www.psbup.com

Total Assets

$182.3M

Total Deposits

$139.2M

Branches

5

Established

1910

TFS Health Grade

$
F

54.3 / 100

Poor financial health

How we grade

Peoples State Bank of Munising is a bank headquartered in Munising, Michigan, established in 1910. With $182.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of F (54.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.49%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
3.34%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
6.56%(10%)
Net Interest Margin
3.24%
Efficiency Ratio
73.32%(60%)

Lending & Liquidity

Total Loans
$107.1M
Loan-to-Deposit Ratio
75.31%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-9.12%
Deposit Growth (YoY)
-5.21%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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