Isabella Bank

BankMount Pleasant, Michigan
www.isabellabank.com

Total Assets

$2.2B

Total Deposits

$1.9B

Branches

31

Established

1903

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

Isabella Bank is a bank headquartered in Mount Pleasant, Michigan, established in 1903. With $2.2B in total assets and 31 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.45%(8%)
Total Capital Ratio
12.07%(10%)
Non-Performing Loan Ratio
0.30%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
12.59%(10%)
Net Interest Margin
3.21%
Efficiency Ratio
66.52%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
82.30%
Net Charge-Off Ratio
-0.10%

Growth

Asset Growth (YoY)
+6.05%
Deposit Growth (YoY)
+3.85%
Net Income
$21.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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