Huron Valley State Bank

BankMilford, Michigan
www.hvsb.com

Total Assets

$270.4M

Total Deposits

$237.0M

Branches

3

Established

2005

TFS Health Grade

$
C-

71.5 / 100

Average financial health

How we grade

Huron Valley State Bank is a bank headquartered in Milford, Michigan, established in 2005. With $270.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.27%(8%)
Total Capital Ratio
11.94%(10%)
Non-Performing Loan Ratio
1.81%

Profitability

Return on Assets (ROA)
1.16%(1%)
Return on Equity (ROE)
11.07%(10%)
Net Interest Margin
4.30%
Efficiency Ratio
65.49%(60%)

Lending & Liquidity

Total Loans
$228.8M
Loan-to-Deposit Ratio
95.31%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.21%
Deposit Growth (YoY)
+8.31%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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