The State Savings Bank of Manistique

BankManistique, Michigan
www.statesavingsbank.com

Total Assets

$181.5M

Total Deposits

$155.4M

Branches

3

Established

1917

TFS Health Grade

$
D-

61.3 / 100

Below average financial health

How we grade

The State Savings Bank of Manistique is a bank headquartered in Manistique, Michigan, established in 1917. With $181.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (61.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.03%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.61%(1%)
Return on Equity (ROE)
8.15%(10%)
Net Interest Margin
3.03%
Efficiency Ratio
69.67%(60%)

Lending & Liquidity

Total Loans
$89.9M
Loan-to-Deposit Ratio
57.26%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+10.75%
Deposit Growth (YoY)
+12.80%
Net Income
$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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