The Miners State Bank

BankIron River, Michigan
www.theminersstatebank.com

Total Assets

$141.2M

Total Deposits

$124.0M

Branches

6

Established

1932

TFS Health Grade

$
D

66.2 / 100

Below average financial health

How we grade

The Miners State Bank is a bank headquartered in Iron River, Michigan, established in 1932. With $141.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (66.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.53%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
8.37%(10%)
Net Interest Margin
3.94%
Efficiency Ratio
74.63%(60%)

Lending & Liquidity

Total Loans
$89.0M
Loan-to-Deposit Ratio
71.14%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+2.10%
Deposit Growth (YoY)
+2.09%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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