Macatawa Bank, National Association

BankHolland, Michigan
www.macatawabank.com

Total Assets

$3.7B

Total Deposits

$3.1B

Branches

28

Established

1997

TFS Health Grade

$
C+

78.2 / 100

Average financial health

How we grade

Macatawa Bank, National Association is a bank headquartered in Holland, Michigan, established in 1997. With $3.7B in total assets and 28 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.84%(8%)
Total Capital Ratio
12.69%(10%)
Non-Performing Loan Ratio
0.14%

Profitability

Return on Assets (ROA)
1.39%(1%)
Return on Equity (ROE)
8.96%(10%)
Net Interest Margin
4.51%
Efficiency Ratio
34.72%(60%)

Lending & Liquidity

Total Loans
$2.7B
Loan-to-Deposit Ratio
87.77%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+11.60%
Deposit Growth (YoY)
+11.77%
Net Income
$48.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Michigan