County National Bank

BankHillsdale, Michigan
WWW.CNBB.BANK

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

15

Established

1934

TFS Health Grade

$
D+

68.3 / 100

Below average financial health

How we grade

County National Bank is a bank headquartered in Hillsdale, Michigan, established in 1934. With $1.3B in total assets and 15 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.19%(8%)
Total Capital Ratio
12.21%(10%)
Non-Performing Loan Ratio
1.51%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
11.25%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
68.11%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
96.84%
Net Charge-Off Ratio
0.34%

Growth

Asset Growth (YoY)
+3.08%
Deposit Growth (YoY)
+1.83%
Net Income
$12.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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