Highpoint Community Bank

BankHastings, Michigan
WWW.HIGHPOINTCOMMUNITYBANK.COM

Total Assets

$589.7M

Total Deposits

$532.2M

Branches

7

Established

1886

TFS Health Grade

$
D+

67.1 / 100

Below average financial health

How we grade

Highpoint Community Bank is a bank headquartered in Hastings, Michigan, established in 1886. With $589.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (67.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.19%(8%)
Total Capital Ratio
16.42%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
1.00%(1%)
Return on Equity (ROE)
13.94%(10%)
Net Interest Margin
3.36%
Efficiency Ratio
65.20%(60%)

Lending & Liquidity

Total Loans
$354.0M
Loan-to-Deposit Ratio
65.78%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-6.09%
Deposit Growth (YoY)
-7.59%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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