Grand River Bank

BankGrandville, Michigan
www.grandriverbank.com

Total Assets

$516.3M

Total Deposits

$446.4M

Branches

2

Established

2009

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

Grand River Bank is a bank headquartered in Grandville, Michigan, established in 2009. With $516.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.43%(8%)
Total Capital Ratio
13.21%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
0.38%(1%)
Return on Equity (ROE)
3.95%(10%)
Net Interest Margin
2.76%
Efficiency Ratio
84.84%(60%)

Lending & Liquidity

Total Loans
$446.4M
Loan-to-Deposit Ratio
98.87%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-1.42%
Deposit Growth (YoY)
+2.23%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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