Huron Community Bank

BankEast Tawas, Michigan
www.bankhcb.com

Total Assets

$320.1M

Total Deposits

$279.7M

Branches

8

Established

1927

TFS Health Grade

$
D

63.0 / 100

Below average financial health

How we grade

Huron Community Bank is a bank headquartered in East Tawas, Michigan, established in 1927. With $320.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (63.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.95%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.50%

Profitability

Return on Assets (ROA)
0.67%(1%)
Return on Equity (ROE)
9.04%(10%)
Net Interest Margin
3.81%
Efficiency Ratio
72.38%(60%)

Lending & Liquidity

Total Loans
$191.0M
Loan-to-Deposit Ratio
67.11%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+3.64%
Deposit Growth (YoY)
-0.69%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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