Eastern Michigan Bank

BankCroswell, Michigan
www.emb.bank

Total Assets

$571.8M

Total Deposits

$475.4M

Branches

13

Established

1895

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

Eastern Michigan Bank is a bank headquartered in Croswell, Michigan, established in 1895. With $571.8M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.74%(8%)
Total Capital Ratio
16.41%(10%)
Non-Performing Loan Ratio
0.50%

Profitability

Return on Assets (ROA)
0.00%(1%)
Return on Equity (ROE)
0.00%(10%)
Net Interest Margin
0.00%
Efficiency Ratio
0.00%(60%)

Lending & Liquidity

Total Loans
$203.7M
Loan-to-Deposit Ratio
42.34%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.79%
Deposit Growth (YoY)
+0.91%
Net Income

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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