Total Assets
$1.7B
Total Deposits
$1.4B
Branches
21
Established
1872
Southern Michigan Bank & Trust is a bank headquartered in Coldwater, Michigan, established in 1872. With $1.7B in total assets and 21 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).
Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
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| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Southern Michigan Bank & TrustHQ | 45 W Pearl St | Coldwater | MI | 11 |
| Southern Michigan Bank & Trust | 5350 Beckley Road, B Drive North | Battle Creek | MI | 11 |
| Southern Michigan Bank & Trust | 235 E Main St | Centreville | MI | 11 |
| Southern Michigan Bank & Trust | 51 W Pearl St | Coldwater | MI | 23 |
| Southern Michigan Bank & Trust | 2 W Chicago St | Coldwater | MI | 11 |
| Southern Michigan Bank & Trust | 441 E Chicago St | Coldwater | MI | 23 |
| Southern Michigan Bank & Trust | 345 N Washington St | Constantine | MI | 11 |
| Southern Michigan Bank & Trust | 10 E Carleton Rd | Hillsdale | MI | 11 |
| Southern Michigan Bank & Trust | 3970 Weatherwax Drive | Jackson | MI | 11 |
| Southern Michigan Bank & Trust | 200 N. Jackson Street | Jackson | MI | 11 |
| Southern Michigan Bank & Trust | 113 West Michgan Avenue | Jackson | MI | 24 |
| Southern Michigan Bank & Trust | 1110 W Michigan Ave | Marshall | MI | 11 |
| Southern Michigan Bank & Trust | 136 N Nottawa St | Mendon | MI | 11 |
| Southern Michigan Bank & Trust | 531 W Kilgore Rd | Portage | MI | 11 |
| Southern Michigan Bank & Trust | 650 Trade Centre Way Ste 120 | Portage | MI | 11 |
| Southern Michigan Bank & Trust | 200 John St | Sturgis | MI | 11 |
| Southern Michigan Bank & Trust | 711 South Centerville Road | Sturgis | MI | 11 |
| Southern Michigan Bank & Trust | 202 N Main St | Tekonsha | MI | 11 |
| Southern Michigan Bank & Trust | 58665 U.S. 131 | Three Rivers | MI | 11 |
| Southern Michigan Bank & Trust | 225 N Broadway St | Union City | MI | 11 |
| Southern Michigan Bank & Trust | 405 N Broadway St | Union City | MI | 23 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Dearborn, MI
$7.8B