Tri-County Bank

BankBrown City, Michigan
www.tri-countybank.bank

Total Assets

$604.5M

Total Deposits

$517.3M

Branches

12

Established

1889

TFS Health Grade

$
C+

77.0 / 100

Average financial health

How we grade

Tri-County Bank is a bank headquartered in Brown City, Michigan, established in 1889. With $604.5M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C+ (77.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
2.08%(1%)
Return on Equity (ROE)
17.81%(10%)
Net Interest Margin
4.70%
Efficiency Ratio
42.44%(60%)

Lending & Liquidity

Total Loans
$473.0M
Loan-to-Deposit Ratio
90.50%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+4.64%
Deposit Growth (YoY)
+3.72%
Net Income
$12.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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