Northstar Bank

BankBad Axe, Michigan
WWW.NORTHSTARATHOME.COM

Total Assets

$1.1B

Total Deposits

$943.6M

Branches

11

Established

2001

TFS Health Grade

$
D

65.4 / 100

Below average financial health

How we grade

Northstar Bank is a bank headquartered in Bad Axe, Michigan, established in 2001. With $1.1B in total assets and 11 branch locations, it has a TFS Financial Health Grade of D (65.4/100).

Capital & Safety

Tier 1 Capital Ratio
8.73%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.95%

Profitability

Return on Assets (ROA)
1.31%(1%)
Return on Equity (ROE)
15.19%(10%)
Net Interest Margin
4.11%
Efficiency Ratio
57.89%(60%)

Lending & Liquidity

Total Loans
$965.0M
Loan-to-Deposit Ratio
100.94%
Net Charge-Off Ratio
0.25%

Growth

Asset Growth (YoY)
+11.71%
Deposit Growth (YoY)
+4.01%
Net Income
$14.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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