Bank of Ann Arbor

BankAnn Arbor, Michigan
www.bankofannarbor.com

Total Assets

$3.3B

Total Deposits

$2.7B

Branches

17

Established

1996

TFS Health Grade

$
C+

80.0 / 100

Average financial health

How we grade

Bank of Ann Arbor is a bank headquartered in Ann Arbor, Michigan, established in 1996. With $3.3B in total assets and 17 branch locations, it has a TFS Financial Health Grade of C+ (80.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.91%(8%)
Total Capital Ratio
14.33%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
1.72%(1%)
Return on Equity (ROE)
12.47%(10%)
Net Interest Margin
4.34%
Efficiency Ratio
50.85%(60%)

Lending & Liquidity

Total Loans
$2.7B
Loan-to-Deposit Ratio
98.23%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+4.87%
Deposit Growth (YoY)
+5.49%
Net Income
$56.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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