Alden State Bank

BankAlden, Michigan
www.alden.bank

Total Assets

$313.9M

Total Deposits

$273.6M

Branches

4

Established

1934

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

Alden State Bank is a bank headquartered in Alden, Michigan, established in 1934. With $313.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.17%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
1.54%(1%)
Return on Equity (ROE)
13.42%(10%)
Net Interest Margin
4.10%
Efficiency Ratio
54.71%(60%)

Lending & Liquidity

Total Loans
$195.6M
Loan-to-Deposit Ratio
69.69%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+2.19%
Deposit Growth (YoY)
+1.07%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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