Androscoggin Savings Bank

BankLewiston, Maine
www.androscogginbank.com

Total Assets

$1.8B

Total Deposits

$1.5B

Branches

11

Established

1870

TFS Health Grade

$
D+

69.6 / 100

Below average financial health

How we grade

Androscoggin Savings Bank is a bank headquartered in Lewiston, Maine, established in 1870. With $1.8B in total assets and 11 branch locations, it has a TFS Financial Health Grade of D+ (69.6/100).

Capital & Safety

Tier 1 Capital Ratio
10.33%(8%)
Total Capital Ratio
13.82%(10%)
Non-Performing Loan Ratio
0.33%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
5.75%(10%)
Net Interest Margin
2.99%
Efficiency Ratio
76.55%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
101.27%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+10.13%
Deposit Growth (YoY)
+10.74%
Net Income
$9.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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