First Federal Savings and Loan Association of Bath

BankBath, Maine
www.firstfederalbath.com

Total Assets

$186.0M

Total Deposits

$139.7M

Branches

5

Established

1935

TFS Health Grade

$
D+

68.9 / 100

Below average financial health

How we grade

First Federal Savings and Loan Association of Bath is a bank headquartered in Bath, Maine, established in 1935. With $186.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (68.9/100).

Capital & Safety

Tier 1 Capital Ratio
14.80%(8%)
Total Capital Ratio
27.02%(10%)
Non-Performing Loan Ratio
2.31%

Profitability

Return on Assets (ROA)
0.36%(1%)
Return on Equity (ROE)
2.41%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
87.78%(60%)

Lending & Liquidity

Total Loans
$148.6M
Loan-to-Deposit Ratio
104.96%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+1.71%
Deposit Growth (YoY)
-1.25%
Net Income
$667.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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