Kennebec Savings Bank

BankAugusta, Maine
www.kennebecsavings.bank

Total Assets

$1.8B

Total Deposits

$1.4B

Branches

8

Established

1870

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

Kennebec Savings Bank is a bank headquartered in Augusta, Maine, established in 1870. With $1.8B in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.60%(8%)
Total Capital Ratio
18.07%(10%)
Non-Performing Loan Ratio
0.42%

Profitability

Return on Assets (ROA)
1.13%(1%)
Return on Equity (ROE)
8.95%(10%)
Net Interest Margin
2.89%
Efficiency Ratio
74.60%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
109.24%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.25%
Deposit Growth (YoY)
+2.96%
Net Income
$20.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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