Jarrettsville Federal Savings and Loan Association

BankJarrettsville, Maryland
www.jarrettsvillefederal.com

Total Assets

$164.8M

Total Deposits

$145.1M

Branches

1

Established

1876

TFS Health Grade

$
D

63.0 / 100

Below average financial health

How we grade

Jarrettsville Federal Savings and Loan Association is a bank headquartered in Jarrettsville, Maryland, established in 1876. With $164.8M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (63.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.29%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
0.30%(1%)
Return on Equity (ROE)
2.59%(10%)
Net Interest Margin
2.43%
Efficiency Ratio
85.31%(60%)

Lending & Liquidity

Total Loans
$112.4M
Loan-to-Deposit Ratio
76.61%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.22%
Deposit Growth (YoY)
+1.72%
Net Income
$485.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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