Eastern Savings Bank, FSB

BankHunt Valley, Maryland
www.easternsavingsbank.com

Total Assets

$366.5M

Total Deposits

$237.5M

Branches

3

Established

1905

TFS Health Grade

$
F

50.1 / 100

Poor financial health

How we grade

Eastern Savings Bank, FSB is a bank headquartered in Hunt Valley, Maryland, established in 1905. With $366.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (50.1/100).

Capital & Safety

Tier 1 Capital Ratio
28.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
4.43%

Profitability

Return on Assets (ROA)
2.98%(1%)
Return on Equity (ROE)
11.69%(10%)
Net Interest Margin
5.69%
Efficiency Ratio
56.56%(60%)

Lending & Liquidity

Total Loans
$281.3M
Loan-to-Deposit Ratio
117.10%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
-9.86%
Deposit Growth (YoY)
-14.00%
Net Income
$11.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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