The Harbor Bank of Maryland

BankBaltimore, Maryland
HTTPS://WWW.THEHARBORBANK.COM

Total Assets

$380.4M

Total Deposits

$328.2M

Branches

7

Established

1982

TFS Health Grade

$
F

57.1 / 100

Poor financial health

How we grade

The Harbor Bank of Maryland is a bank headquartered in Baltimore, Maryland, established in 1982. With $380.4M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (57.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.18%

Profitability

Return on Assets (ROA)
0.22%(1%)
Return on Equity (ROE)
1.85%(10%)
Net Interest Margin
4.51%
Efficiency Ratio
91.91%(60%)

Lending & Liquidity

Total Loans
$213.6M
Loan-to-Deposit Ratio
64.31%
Net Charge-Off Ratio
0.47%

Growth

Asset Growth (YoY)
-0.55%
Deposit Growth (YoY)
-1.34%
Net Income
$856.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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