Middlesex Federal Savings, F.A.

BankSomerville, Massachusetts
www.middlesexfederal.com

Total Assets

$638.0M

Total Deposits

$576.3M

Branches

4

Established

1890

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Middlesex Federal Savings, F.A. is a bank headquartered in Somerville, Massachusetts, established in 1890. With $638.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.88%(8%)
Total Capital Ratio
14.99%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
8.36%(10%)
Net Interest Margin
4.00%
Efficiency Ratio
73.67%(60%)

Lending & Liquidity

Total Loans
$517.4M
Loan-to-Deposit Ratio
88.65%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+1.05%
Deposit Growth (YoY)
+0.16%
Net Income
$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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