The Pittsfield Co-operative Bank

BankPittsfield, Massachusetts
www.pittsfield-coop.com

Total Assets

$431.5M

Total Deposits

$314.2M

Branches

5

Established

1889

TFS Health Grade

$
C

73.0 / 100

Average financial health

How we grade

The Pittsfield Co-operative Bank is a bank headquartered in Pittsfield, Massachusetts, established in 1889. With $431.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.0/100).

Capital & Safety

Tier 1 Capital Ratio
14.13%(8%)
Total Capital Ratio
20.15%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
-0.29%(1%)
Return on Equity (ROE)
-2.18%(10%)
Net Interest Margin
2.95%
Efficiency Ratio
103.94%(60%)

Lending & Liquidity

Total Loans
$321.7M
Loan-to-Deposit Ratio
101.64%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+9.01%
Deposit Growth (YoY)
+4.57%
Net Income
$-1,194,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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