TruNorth Bank

BankPeabody, Massachusetts
www.northshore-bank.com

Total Assets

$3.2B

Total Deposits

$2.6B

Branches

30

Established

1888

TFS Health Grade

$
C+

79.2 / 100

Average financial health

How we grade

TruNorth Bank is a bank headquartered in Peabody, Massachusetts, established in 1888. With $3.2B in total assets and 30 branch locations, it has a TFS Financial Health Grade of C+ (79.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.40%(8%)
Total Capital Ratio
15.69%(10%)
Non-Performing Loan Ratio
0.52%

Profitability

Return on Assets (ROA)
1.31%(1%)
Return on Equity (ROE)
8.87%(10%)
Net Interest Margin
4.20%
Efficiency Ratio
51.53%(60%)

Lending & Liquidity

Total Loans
$2.5B
Loan-to-Deposit Ratio
93.89%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.74%
Deposit Growth (YoY)
+11.73%
Net Income
$39.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Massachusetts