Cambridge Savings Bank

BankCambridge, Massachusetts
www.cambridgesavings.com

Total Assets

$6.9B

Total Deposits

$5.6B

Branches

21

Established

1834

TFS Health Grade

$
D+

67.9 / 100

Below average financial health

How we grade

Cambridge Savings Bank is a bank headquartered in Cambridge, Massachusetts, established in 1834. With $6.9B in total assets and 21 branch locations, it has a TFS Financial Health Grade of D+ (67.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.07%(8%)
Total Capital Ratio
13.74%(10%)
Non-Performing Loan Ratio
0.77%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
10.14%(10%)
Net Interest Margin
2.78%
Efficiency Ratio
61.11%(60%)

Lending & Liquidity

Total Loans
$5.7B
Loan-to-Deposit Ratio
101.66%
Net Charge-Off Ratio
0.29%

Growth

Asset Growth (YoY)
+0.88%
Deposit Growth (YoY)
+2.38%
Net Income
$67.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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