OneUnited Bank

BankBoston, Massachusetts
www.oneunited.com

Total Assets

$761.7M

Total Deposits

$517.0M

Branches

5

Established

1982

TFS Health Grade

$
D-

60.5 / 100

Below average financial health

How we grade

OneUnited Bank is a bank headquartered in Boston, Massachusetts, established in 1982. With $761.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D- (60.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.90%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
0.21%(1%)
Return on Equity (ROE)
2.31%(10%)
Net Interest Margin
2.26%
Efficiency Ratio
99.92%(60%)

Lending & Liquidity

Total Loans
$403.2M
Loan-to-Deposit Ratio
77.68%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+0.71%
Deposit Growth (YoY)
+0.88%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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