LNB Community Bank

BankLynnville, Indiana
www.lnbbanking.com

Total Assets

$187.4M

Total Deposits

$169.4M

Branches

4

Established

1907

TFS Health Grade

$
C+

78.3 / 100

Average financial health

How we grade

LNB Community Bank is a bank headquartered in Lynnville, Indiana, established in 1907. With $187.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (78.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.62%(8%)
Total Capital Ratio
17.37%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
13.15%(10%)
Net Interest Margin
3.85%
Efficiency Ratio
72.81%(60%)

Lending & Liquidity

Total Loans
$140.8M
Loan-to-Deposit Ratio
82.20%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+16.63%
Deposit Growth (YoY)
+18.42%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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