What is Foresight Bank's financial health grade?

Foresight Bank has a TFS Financial Health Grade of D (score: 65.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Foresight Bank have?

Foresight Bank has 14 branch locations across the United States.

Is Foresight Bank FDIC insured?

Yes, Foresight Bank is FDIC insured (Certificate #5749).

What are the total assets of Foresight Bank?

Foresight Bank has total assets of $1.7B as reported in its most recent FDIC filing.

Foresight Bank

BankWinnebago, Illinois

www.ffgbank.com

Total Assets

$1.7B

Total Deposits

$1.4B

Branches

Established

1907

TFS Health Grade

65.3 / 100

Below average financial health

How we grade

Foresight Bank is a bank headquartered in Winnebago, Illinois, established in 1907. With $1.7B in total assets and 14 branch locations, it has a TFS Financial Health Grade of D (65.3/100).

Capital & Safety

Tier 1 Capital Ratio

11.02%(8%)

Total Capital Ratio

14.44%(10%)

Non-Performing Loan Ratio

1.08%

Profitability

Return on Assets (ROA)

0.78%(1%)

Return on Equity (ROE)

8.37%(10%)

Net Interest Margin

3.44%

Efficiency Ratio

69.58%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

78.72%

Net Charge-Off Ratio

0.33%

Growth

Asset Growth (YoY)

+390.46%

Deposit Growth (YoY)

+377.79%

Net Income

$12.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Foresight BankHQ	809 Cannel Puri Ct	Winnebago	IL	11
Foresight Bank	100 Il Route 75 E	Davis	IL	11
Foresight Bank	1713 S Dirck Dr	Freeport	IL	11
Foresight Bank	1713 S Dirck Dr	Freeport	IL	27
Foresight Bank	100 Church St	German Valley	IL	11
Foresight Bank	10 Tobey Dr	Herscher	IL	11
Foresight Bank	5053 W Route 17	Kankakee	IL	11
Foresight Bank	915 S Logan St	Lena	IL	11
Foresight Bank	4402 Peak Dr	Loves Park	IL	11
Foresight Bank	1100 Ralston Rd	Machesney Park	IL	11
Foresight Bank	430 Main St	Pecatonica	IL	11
Foresight Bank	3106 N Rockton Ave	Rockford	IL	11
Foresight Bank	125 N Phelps Ave	Rockford	IL	11
Foresight Bank	601 East North Avenue, Highway 20	Stockton	IL	27

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.