Grand Ridge National Bank

BankWheaton, Illinois
www.GRNbank.com

Total Assets

$446.8M

Total Deposits

$387.3M

Branches

2

Established

1903

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

Grand Ridge National Bank is a bank headquartered in Wheaton, Illinois, established in 1903. With $446.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
12.37%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
11.35%(10%)
Net Interest Margin
5.09%
Efficiency Ratio
57.56%(60%)

Lending & Liquidity

Total Loans
$329.7M
Loan-to-Deposit Ratio
84.24%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+16.68%
Deposit Growth (YoY)
+17.61%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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