State Bank of Toulon

BankToulon, Illinois
www.banksbt.bank

Total Assets

$325.7M

Total Deposits

$282.2M

Branches

3

Established

1903

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

State Bank of Toulon is a bank headquartered in Toulon, Illinois, established in 1903. With $325.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.33%(8%)
Total Capital Ratio
12.98%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
1.05%(1%)
Return on Equity (ROE)
11.36%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
63.64%(60%)

Lending & Liquidity

Total Loans
$217.7M
Loan-to-Deposit Ratio
76.49%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+3.63%
Deposit Growth (YoY)
+1.88%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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