Sauk Valley Bank & Trust Company

BankSterling, Illinois
www.saukvalleybank.com

Total Assets

$736.2M

Total Deposits

$616.1M

Branches

10

Established

1999

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

Sauk Valley Bank & Trust Company is a bank headquartered in Sterling, Illinois, established in 1999. With $736.2M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.83%(8%)
Total Capital Ratio
12.51%(10%)
Non-Performing Loan Ratio
1.07%

Profitability

Return on Assets (ROA)
0.83%(1%)
Return on Equity (ROE)
10.80%(10%)
Net Interest Margin
3.72%
Efficiency Ratio
68.64%(60%)

Lending & Liquidity

Total Loans
$539.9M
Loan-to-Deposit Ratio
86.46%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+7.45%
Deposit Growth (YoY)
+5.69%
Net Income
$5.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Illinois