What is INB, National Association's financial health grade?

INB, National Association has a TFS Financial Health Grade of C (score: 73.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does INB, National Association have?

INB, National Association has 14 branch locations across the United States.

Is INB, National Association FDIC insured?

Yes, INB, National Association is FDIC insured (Certificate #3664).

What are the total assets of INB, National Association?

INB, National Association has total assets of $2.5B as reported in its most recent FDIC filing.

INB, National Association

BankSpringfield, Illinois

http://www.inb.com

Total Assets

$2.5B

Total Deposits

$2.3B

Branches

Established

1905

TFS Health Grade

73.2 / 100

Average financial health

How we grade

INB, National Association is a bank headquartered in Springfield, Illinois, established in 1905. With $2.5B in total assets and 14 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.75%(8%)

Total Capital Ratio

13.08%(10%)

Non-Performing Loan Ratio

0.87%

Profitability

Return on Assets (ROA)

1.18%(1%)

Return on Equity (ROE)

12.58%(10%)

Net Interest Margin

3.10%

Efficiency Ratio

65.24%(60%)

Lending & Liquidity

Total Loans

$2.0B

Loan-to-Deposit Ratio

87.03%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+4.35%

Deposit Growth (YoY)

+3.67%

Net Income

$28.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
INB, National AssociationHQ	322 E Capitol Ave	Springfield	IL	11
INB, National Association	2222 West Swann Avenue	Tampa	FL	11
INB, National Association	2402 E Washington St	Bloomington	IL	11
INB, National Association	217 S Neil St	Champaign	IL	11
INB, National Association	100 E Plummer Blvd	Chatham	IL	11
INB, National Association	109 S Main St	Fairmount	IL	11
INB, National Association	205 E Jefferson St	Mount Pulaski	IL	11
INB, National Association	7535 N Knoxville Ave	Peoria	IL	11
INB, National Association	106 W Main St	Pleasant Plains	IL	11
INB, National Association	409 N 7th St	Riverton	IL	11
INB, National Association	3150 Wabash Ave	Springfield	IL	11
INB, National Association	2450 N Dirksen Pkwy	Springfield	IL	11
INB, National Association	2849 S 6th St	Springfield	IL	11
INB, National Association	2601 Chatham Rd	Springfield	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.