Spring Valley City Bank

BankSpring Valley, Illinois
www.svcb.com

Total Assets

$214.1M

Total Deposits

$183.2M

Branches

2

Established

1905

TFS Health Grade

$
C

73.8 / 100

Average financial health

How we grade

Spring Valley City Bank is a bank headquartered in Spring Valley, Illinois, established in 1905. With $214.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (73.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.81%(8%)
Total Capital Ratio
24.48%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
0.59%(1%)
Return on Equity (ROE)
4.95%(10%)
Net Interest Margin
2.96%
Efficiency Ratio
72.29%(60%)

Lending & Liquidity

Total Loans
$128.7M
Loan-to-Deposit Ratio
69.41%
Net Charge-Off Ratio
0.86%

Growth

Asset Growth (YoY)
+1.53%
Deposit Growth (YoY)
+4.39%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Illinois