First Federal Savings and Loan Association of Central Illinois, S.B.

BankShelbyville, Illinois
www.1stfedci.com

Total Assets

$225.1M

Total Deposits

$188.2M

Branches

3

Established

1906

TFS Health Grade

$
C

76.9 / 100

Average financial health

How we grade

First Federal Savings and Loan Association of Central Illinois, S.B. is a bank headquartered in Shelbyville, Illinois, established in 1906. With $225.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.89%(8%)
Total Capital Ratio
14.73%(10%)
Non-Performing Loan Ratio
0.59%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
10.69%(10%)
Net Interest Margin
4.26%
Efficiency Ratio
63.82%(60%)

Lending & Liquidity

Total Loans
$163.6M
Loan-to-Deposit Ratio
85.92%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.75%
Deposit Growth (YoY)
+3.07%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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