Heritage Bank of Schaumburg

BankSchaumburg, Illinois
www.hbschaumburg.com

Total Assets

$150.0M

Total Deposits

$126.7M

Branches

1

Established

1974

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

Heritage Bank of Schaumburg is a bank headquartered in Schaumburg, Illinois, established in 1974. With $150.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.53%(8%)
Total Capital Ratio
23.23%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
8.49%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
62.73%(60%)

Lending & Liquidity

Total Loans
$78.0M
Loan-to-Deposit Ratio
60.86%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.19%
Deposit Growth (YoY)
+1.97%
Net Income
$1.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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