Holcomb Bank

BankRochelle, Illinois
www.holcomb.bank

Total Assets

$311.6M

Total Deposits

$238.1M

Branches

4

Established

1892

TFS Health Grade

$
C

74.9 / 100

Average financial health

How we grade

Holcomb Bank is a bank headquartered in Rochelle, Illinois, established in 1892. With $311.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.9/100).

Capital & Safety

Tier 1 Capital Ratio
8.72%(8%)
Total Capital Ratio
12.22%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.30%(1%)
Return on Equity (ROE)
19.49%(10%)
Net Interest Margin
3.63%
Efficiency Ratio
66.11%(60%)

Lending & Liquidity

Total Loans
$231.5M
Loan-to-Deposit Ratio
95.98%
Net Charge-Off Ratio
-0.10%

Growth

Asset Growth (YoY)
+4.61%
Deposit Growth (YoY)
-0.12%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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