Raritan State Bank

BankRaritan, Illinois
www.raritanstatebank.com

Total Assets

$249.4M

Total Deposits

$220.1M

Branches

3

Established

1920

TFS Health Grade

$
D

66.0 / 100

Below average financial health

How we grade

Raritan State Bank is a bank headquartered in Raritan, Illinois, established in 1920. With $249.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.46%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.17%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
9.11%(10%)
Net Interest Margin
3.28%
Efficiency Ratio
55.53%(60%)

Lending & Liquidity

Total Loans
$182.0M
Loan-to-Deposit Ratio
81.86%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+1.00%
Deposit Growth (YoY)
-0.80%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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