What is Town & Country Bank Midwest's financial health grade?

Town & Country Bank Midwest has a TFS Financial Health Grade of C (score: 74.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Town & Country Bank Midwest have?

Town & Country Bank Midwest has 6 branch locations across the United States.

Is Town & Country Bank Midwest FDIC insured?

Yes, Town & Country Bank Midwest is FDIC insured (Certificate #10460).

What are the total assets of Town & Country Bank Midwest?

Town & Country Bank Midwest has total assets of $283.7M as reported in its most recent FDIC filing.

Town & Country Bank Midwest

BankQuincy, Illinois

www.tcbankmidwest.com

Total Assets

$283.7M

Total Deposits

$243.1M

Branches

Established

1910

TFS Health Grade

74.1 / 100

Average financial health

How we grade

Town & Country Bank Midwest is a bank headquartered in Quincy, Illinois, established in 1910. With $283.7M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (74.1/100).

Capital & Safety

Tier 1 Capital Ratio

14.38%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.11%

Profitability

Return on Assets (ROA)

2.63%(1%)

Return on Equity (ROE)

19.06%(10%)

Net Interest Margin

4.46%

Efficiency Ratio

45.73%(60%)

Lending & Liquidity

Total Loans

$199.0M

Loan-to-Deposit Ratio

80.74%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+27.45%

Deposit Growth (YoY)

+24.79%

Net Income

$7.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Town & Country Bank MidwestHQ	524 N 30th St	Quincy	IL	11
Town & Country Bank Midwest	514 N. Range Line	Lima	IL	11
Town & Country Bank Midwest	1405 Harrison St	Quincy	IL	23
Town & Country Bank Midwest	210 N 6th St	Warsaw	IL	11
Town & Country Bank Midwest	406 State St	La Belle	MO	11
Town & Country Bank Midwest	110 S Main St	La Grange	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.