Farmers State Bank

BankPittsfield, Illinois
www.farmersstate.com

Total Assets

$341.3M

Total Deposits

$287.8M

Branches

6

Established

1889

TFS Health Grade

$
B

86.8 / 100

Good financial health

How we grade

Farmers State Bank is a bank headquartered in Pittsfield, Illinois, established in 1889. With $341.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of B (86.8/100).

Capital & Safety

Tier 1 Capital Ratio
15.14%(8%)
Total Capital Ratio
19.32%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.91%(1%)
Return on Equity (ROE)
12.85%(10%)
Net Interest Margin
4.41%
Efficiency Ratio
56.62%(60%)

Lending & Liquidity

Total Loans
$255.9M
Loan-to-Deposit Ratio
88.13%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+4.60%
Deposit Growth (YoY)
+4.32%
Net Income
$6.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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